This covers all the items of your house that is not considered to be a permanent fixture, for example electronic goods, clothing, furniture, appliances etc. Most home contents insurance policies will even go as far as insuring the contents of your fridge freezer!
Home content insurance may also cover items that can be removed from your home, such as bicycles or prams. However, it’s wise to check your policy carefully and to never assume that certain items will be covered.
An increasing amount of insurers cover garden plants, so it’s just a matter of treating your garden as an extra room in the house; just total up the value of plants and they will be covered under your policy.
For cheap home insurance it’s advisable to shop around. There is a wide choice of price comparison sites available online to help you get a good deal.