Another way to increase your chances of finding cheap home insurance is to fit burglar alarms that have been approved. This can typically reduce your quote by 5%-15%. Most burglaries occur during the day when nobody is at home, so if you often happen to be at home during the day, for example, if you work from home or work shifts then be sure to point this out as this will also reduce the cost.
Reducing the cost of your house insurance is achievable, and a good way to impress the insurers is by making sure that you have fully functional smoke alarms.
Floods are a hot topic at the moment, and it is estimated that around 2 million homes are at risk. If your home is one of them then a few ways of reducing that risk is by replacing timber floors with tiles, ensuring the plaster on the walls is water-resistant (most are nowadays, so if you have had your walls done recently you should be ok) and by moving the electrical points in the house above the level where a flood may occur.
All these ideas may not be possible but if you can abide to as many as possible, you be able to find a policy that is both affordable and comprehensive.